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Today's Rates

Last update:  November 20, 2008  9:00 am EST

Important Update - November 20, 2008

***The mortgage market is very volatile right now, rates and programs are  

        changing daily.  Please apply and lock in your rate immediately.

 

Administration Fee: $645   Flood Certification: $6   Tax Service: $83    Origination Fee: 1%  

Above are our fees for the interest rates below:

                    No Surprises at Closing

Apply Now!

FHA and VA Loans

Please call for the exact loan amount in your county for FHA and for your entitlement amount on VA loans.  Please note VA loans do not have mortgage insurance, which is the difference in payment.  Terms are based on a loan amount of $150,000.

 

Program Rates Loan and Payment APR
30 yr fixed FHA and VA
No Prepayment Penalities
6.5 VA    $962.32 6.74
6.5 FHA  $1,031.07 7.427
15 yr fixed FHA and VA
No Prepayment Penalities
6.25 VA      $1,305.43 6.642
6.25 FHA     $1,330.43 6.945

Conforming Loan Programs

Conforming rates for loans under $417,000.

All terms are based on a loan amount of $150,000, 20% down payment and a credit score of 680 or better.  We do approve loans down to a 580 credit score.  Please call for loans outside of this criteria. 

 

Program Rates Payment APR
30 yr fixed conforming
No Prepayment Penalities
6.75   $972.90 6.997
15 yr fixed conforming
No Prepayment Penalities
6.25   $1,306.66   6.901

 

  


Jumbo Loan Programs

Jumbo rates for loans over $417,000.

  

Please call 561-775-7071 for Jumbo loans, interest only loans or any other loan program you are interested in.  You can also apply below and we will respond within 24 hours.

 

Apply Now!